Stay Safe: Protect Your PayJustNow Account

Fraudsters are constantly finding new ways to trick people into sharing personal and account information. One of the most common tactics is sending fake SMS messages that appear to come from trusted brands. Understanding how these scams work and knowing what to look out for can help you keep your PayJustNow account secure.

What Is Smishing?

Smishing is a type of fraud where scammers send fake SMS messages that appear to come from a company you trust. Their goal is to trick you into sharing personal information, login credentials, or security details so they can gain access to your accounts.

If you receive an SMS asking you to click a link or provide sensitive information, take a moment to verify the request before taking any action.

How Smishing Scams Work

Scammers may send SMS messages that look like they are from PayJustNow, claiming that you need to update your details or verify your account. These messages often contain a link to a fake website designed to collect your login information.

If you enter your details on one of these sites, fraudsters may be able to access your account and make unauthorised purchases.

How to Spot a Scam SMS

Be cautious if you receive an SMS that:

• Contains spelling mistakes, poor grammar, or unusual wording

• Asks you to click a link and update your details

• Creates a sense of urgency or pressure to act immediately

• Comes from an unfamiliar or suspicious phone number

Example of a Scam SMS

PayJustNow Will Never

For your security, remember that PayJustNow will never:

• Ask you to update your personal details via SMS

• Ask you to share your OTP (One-Time PIN) or PIN

• Send you a link via SMS asking you to sign in to your account

What to Do If You Receive a Suspicious SMS

If you receive a message that appears suspicious:

1. Do not click any links.

2. Do not share any personal information.

3. Delete the message immediately.

Think Your Account May Have Been Compromised?

If you believe your account details may have been exposed:

1. Open the PayJustNow app directly (do not use links from SMS messages).

2. Reset your password immediately.

3. Email PayJustNow Support team on fraudalert@payjustnow.com.

Staying vigilant is one of the most effective ways to protect yourself from fraud. 

When in doubt, access your account only through the official PayJustNow app and never share your security credentials with anyone.