How PayJustNow Works For Merchants

PayJustNow is a Buy Now, Pay Later checkout option for e-commerce and other retail that allows your shoppers to pay for your product over three interest free instalments. You ship the goods straight away and they pay nothing extra - no account fees. no interest, nada!

We pay you upfront and in full and then we manage the collection of the outstanding instalments. If they don't pay, that is on us, we assume all the risk.

The increase in shopper affordability drives up your key sales metrics for your business, like increased average basket values , decreases your cart abandonment rates at checkout & simply increase in your incremental sales on a monthly basis. With more than 220,000 shoppers and 2300 + retail partners onboard, we are fast becoming a preferred method of payment in the industry and we would love to align with more brands that our shoppers are obsessed with. 

PayJustNow is disrupting Lay-by with a consumer friendly approach by allowing customers to get their spoils immediately after paying just a 3rd of their total cart value to checkout and at the same time reducing costs for our partners who are already offering lay buy to their customers or providing an alternative solution for those partners who don't. 

Payday aligned collections: we remove the negative sentiment around missed payments by ensuring that we collect on the customers selected payday.