What is PayStretch?

PayStretch is a flexible payment solution offered by PayJustNow that gives customers more room to manage their budget while helping merchants increase conversions and order values. Here’s how it works, tailored for both customers and merchants:

For Customers: How PayStretch Works

PayStretch lets customers stretch their payments over a longer period with a simple, accessible repayment structure.

• More Time, Same Ease: Instead of the standard 3 interest-free instalments with PayJustNow, PayStretch 

  offers the ability to extend the repayment term.

• Flexible Budgeting: Ideal for higher-value purchases, seasonal splurges, or simply managing monthly cash flow without compromise.

• Safe and Secure: Built on the same trusted foundation as PayJustNow, with full transparency and customer control.

It’s all about helping the customer spend smart and live fully, without the pressure of upfront costs.

For Merchants: How PayStretch Works

PayStretch boosts your business by removing the affordability barrier for customers, while maintaining cash flow and reducing risk.

• Bigger Baskets, Less Abandonment: By giving shoppers the option to pay over a longer period, you reduce drop-off at checkout and increase average order values.

• No Risk, No Fuss: You still get paid upfront while PayJustNow handles the customer repayments and credit risk.

• Customer Loyalty: Flexible payments create a positive experience, which brings shoppers back.

PayStretch keeps things moving for everyone — more flexibility for your customers, more business for you.