What is PayJustNow Funeral Cover?

PayJustNow Funeral Cover is a funeral insurance plan that provides a lump sum payment to help cover the costs of a funeral when an insured person passes away. It is designed to give families financial peace of mind during a difficult time.

Why should I consider funeral cover?

Funerals can be costly. This cover ensures your loved ones are not left with unexpected financial pressure. It helps cover expenses such as the funeral service, burial or cremation, and other related costs.

How does it work?

• You pay a fixed monthly premium to keep your policy active.

• When the insured person passes away, a lump sum is paid out to the nominated beneficiaries.

• The beneficiaries can then use the payout to manage funeral expenses and other final costs.

Who can be covered under this policy?

PayJustNow Funeral Cover can include:

• The policyholder

• Spouse or partner

• Children

• Parents

• Other eligible family members

What are the benefits of PayJustNow Funeral Cover?

• Financial security – Protects your family from unexpected funeral expenses.

• Peace of mind – Assurance that funeral costs are taken care of.

• Flexibility – The lump sum can be used for funeral services, burial or cremation, or even other related expenses.

How do I get started?

You can apply directly through the PayJustNow app. Once your application is approved and your first premium is paid, your cover will be active.

For more information regarding how to get Funeral Cover:

Email: pjninsurance@finchoice.co.za 

Call: 0861 346 246 (select option 4 for insurance) 

How is the payout made?

Upon the insured person’s passing, the beneficiaries submit a claim. Once the claim is approved, the lump sum payment is made directly to them.

To enquire about a claim please email: fc-claims@finchoice.co.za

Can the funds only be used for funeral costs?

No. While the main purpose is to cover funeral expenses, the payout is flexible and can also be used for other final expenses if needed.