<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://community.payjustnow.com/support/home</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>1.0</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/154000172005</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/154000207557</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/154000237506</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/154000298965</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000380652</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000430920</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000519932</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000581791</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000594704</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000594705</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000594706</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000748960</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000748973</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000752286</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000752362</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/folders/154000752765</loc>
  <lastmod>2026-10-04T08:02:13+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149826-chat-to-us-in-the-app</loc>
  <lastmod>2025-05-22T09:19:33+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149827-how-payjustnow-works</loc>
  <lastmod>2025-05-21T11:14:31+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149828-instalment-dates</loc>
  <lastmod>2026-05-05T10:26:37+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149829-it-is-all-about-you-it-always-has-been-</loc>
  <lastmod>2024-05-06T08:56:04+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149831-shopping-in-store-at-the-till-</loc>
  <lastmod>2025-05-26T13:45:12+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149834-payjustnow-app-links</loc>
  <lastmod>2024-06-18T13:11:15+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149839-taking-a-selfie</loc>
  <lastmod>2025-06-02T16:38:36+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149840-our-just-cause-</loc>
  <lastmod>2025-05-26T13:47:57+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149841-how-to-add-a-new-card-</loc>
  <lastmod>2025-05-27T12:03:28+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149844-the-payjustnow-wallet-</loc>
  <lastmod>2026-08-28T14:01:22+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149845-how-does-the-refund-process-work-for-the-consumer-</loc>
  <lastmod>2024-07-26T07:05:45+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149846-how-do-the-default-charges-work-</loc>
  <lastmod>2026-08-20T12:19:20+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149847-what-is-concurrency-multiple-orders-</loc>
  <lastmod>2026-08-28T10:40:53+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149848-password-reset</loc>
  <lastmod>2025-05-27T10:04:32+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149849-when-do-i-get-my-order-</loc>
  <lastmod>2024-05-06T10:49:22+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149850-why-don-t-i-have-a-spend-limit-</loc>
  <lastmod>2025-05-22T11:04:29+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149851-why-don-t-i-get-a-statement-or-an-invoice-from-payjustnow</loc>
  <lastmod>2024-05-06T10:56:39+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149853-your-4-digit-pin</loc>
  <lastmod>2026-04-16T09:30:07+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149855-which-bank-cards-work</loc>
  <lastmod>2024-05-06T11:26:26+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149856-set-your-daily-banking-limits-in-your-capitec-bank-app</loc>
  <lastmod>2024-05-06T11:25:46+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149857-pay-with-your-payjustnow-wallet-balance</loc>
  <lastmod>2025-05-26T13:37:49+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149858-withdrawing-from-your-payjustnow-wallet</loc>
  <lastmod>2026-08-31T10:48:08+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149859-making-a-manual-payment</loc>
  <lastmod>2025-05-27T11:01:44+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000149862-i-made-a-payment-manually-can-i-reverse-it-</loc>
  <lastmod>2025-05-27T15:32:01+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000157577-payjustnow-terms-and-conditions</loc>
  <lastmod>2026-08-28T15:43:37+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000157578-privacy-policy</loc>
  <lastmod>2026-08-28T15:48:00+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000160435-default-charge-annexe</loc>
  <lastmod>2026-08-20T12:16:37+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000163862-paystretch-pay-over-6-or-12-months</loc>
  <lastmod>2026-08-31T11:03:32+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000163864-what-is-pay-in-12-</loc>
  <lastmod>2026-08-28T13:55:52+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000169488-how-the-refund-process-works-on-an-order-paid-with-pay-in-12</loc>
  <lastmod>2026-08-31T11:04:51+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000169684-how-to-manage-your-online-banking-settings-in-the-capitec-bank-app</loc>
  <lastmod>2024-07-27T06:15:44+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000207842-how-to-activate-pay-in-12</loc>
  <lastmod>2026-08-28T13:54:20+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000210676-how-to-update-your-personal-details-on-the-app</loc>
  <lastmod>2025-05-27T16:25:30+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000211056-peak-retail-service-promise</loc>
  <lastmod>2026-08-31T10:55:31+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000211349-why-we-market-to-you-empowering-your-choices-and-supporting-local-businesses</loc>
  <lastmod>2024-12-03T13:54:59+01:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000221925-why-does-my-capitec-payment-say-declined-invalid-amount-</loc>
  <lastmod>2025-04-08T09:51:13+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000222402-integrations</loc>
  <lastmod>2025-07-05T09:20:56+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000227736-what-is-paystretch-</loc>
  <lastmod>2025-05-21T09:59:13+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000227740-how-to-sign-up-for-payjustnow</loc>
  <lastmod>2026-04-22T13:58:37+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000227763-how-payjustnow-works-for-merchants</loc>
  <lastmod>2025-06-12T09:54:25+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000229514-what-is-paystretch-</loc>
  <lastmod>2025-06-12T15:42:32+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000229516-how-do-i-get-listed-on-the-store-directory-</loc>
  <lastmod>2025-06-12T15:52:09+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000229518-how-are-refunds-handled-</loc>
  <lastmod>2025-06-12T16:03:07+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000236979-recover-or-reset-your-email-address</loc>
  <lastmod>2025-11-28T13:23:37+01:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000238652-payjustnow-funeral-cover-faq</loc>
  <lastmod>2025-09-30T15:04:02+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000238791-getting-funeral-cover-from-payjustnow</loc>
  <lastmod>2026-06-24T12:08:07+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000245800-how-to-send-documents-to-finchoice</loc>
  <lastmod>2025-12-04T13:47:39+01:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000245937-shoprite-moneymarket-top-up-guide</loc>
  <lastmod>2026-04-30T09:25:55+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000254710-new-ncrcp-for-all-loans-ceded-1-june-2026-ncrcp23514</loc>
  <lastmod>2026-05-29T14:58:50+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255542-protect-your-payjustnow-account-against-fraud</loc>
  <lastmod>2026-06-24T13:18:34+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255549-how-do-i-activate-my-new-sim-card-</loc>
  <lastmod>2026-09-02T11:47:44+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255551-how-do-i-order-a-sim-card-</loc>
  <lastmod>2026-09-02T11:38:16+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255970-how-do-i-sign-up-for-pjn-mobile-and-complete-my-rica-</loc>
  <lastmod>2026-09-04T08:29:12+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255981-how-do-i-activate-my-esim-</loc>
  <lastmod>2026-09-04T08:17:41+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000255983-how-do-i-get-an-esim-</loc>
  <lastmod>2026-09-04T08:11:52+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000256030-how-do-i-buy-airtime-or-a-data-bundle-</loc>
  <lastmod>2026-08-28T10:56:02+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000258784-how-do-i-redeem-an-airtime-voucher-via-ussd-</loc>
  <lastmod>2026-08-28T10:51:16+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000258785-how-to-opt-in-opt-out-of-out-of-bundle-charges</loc>
  <lastmod>2026-08-28T10:52:12+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000258788-how-do-i-transfer-data-to-another-pjn-mobile-number-</loc>
  <lastmod>2026-08-28T11:00:09+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000258792-how-do-i-cancel-my-recurring-plan-</loc>
  <lastmod>2026-08-28T11:02:03+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000258797-how-to-opt-out-of-depletion-notifications</loc>
  <lastmod>2026-08-28T10:52:57+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259283-how-do-i-change-or-update-my-recurring-plan-</loc>
  <lastmod>2026-08-28T11:01:11+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259285-how-do-i-check-my-airtime-or-data-balance-</loc>
  <lastmod>2026-08-28T10:51:48+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259302-how-do-i-rename-or-change-my-sim-name-in-the-app-</loc>
  <lastmod>2026-07-03T10:12:17+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259345-how-do-i-replace-my-sim-card-</loc>
  <lastmod>2026-08-28T11:39:34+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259346-how-do-i-do-a-sim-swap-</loc>
  <lastmod>2026-08-28T11:40:06+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000259347-how-do-i-keep-my-number-when-switching-to-pjn-mobile-</loc>
  <lastmod>2026-08-28T10:50:04+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://community.payjustnow.com/support/solutions/articles/154000262385-missed-payment-frequently-asked-questions</loc>
  <lastmod>2026-09-29T14:43:12+02:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
</urlset>
